Scheduled personal property insurance in North Carolina, South Carolina and Virginia

Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We’ll get you the protection you need for your most precious belongings in the event of loss through theft, accident or natural disaster.

Most Homeowners’ insurance or Renters’ insurance policies have a limit on how much they will pay for any single item. While this is fine for most possessions, it can mean you won’t get the full amount for expensive items such as jewelry or artwork. That’s where Scheduled Personal Property insurance comes in.

A Scheduled Personal Property insurance policy has other benefits, in addition to making sure you are adequately covered. For example, you can get coverage based on the actual replacement value of the item that you are insuring rather than a generic market price. It’s well worth getting regular valuations and keeping your policy up-to-date to reflect these figures.

Valuable possessions policies may also have the option of covering accidental damage to expensive items like jewelry or artwork–something that isn’t always on option with homeowners insurance.

Contact us and we’ll help you decide if this coverage is a good fit.

Let’s discuss your scheduled personal property insurance.

One of our insurance agents will reach out to you to review your information and present you with the appropriate scheduled personal property insurance solution. There’s no obligation, just good-old-fashioned advice.
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Dare Insurance Agency offers comprehensive scheduled personal property insurance throughout the Carolinas and Virginia including, Matthews NC, Weddington NC, Charlotte NC, Mint-Hill NC, Indian Trail NC, Monroe NC, Shelby NC, Waxhaw NC, Greensboro NC, Raleigh NC, Little River SC, Myrtle Beach SC and Union, Mecklenburg, Wake, Guilford, Brunswick and Horry counties.