Trucking insurance in North Carolina, South Carolina and Virginia

Does your company make use of commercial trucks? If so, you may need to consider commercial trucking insurance, which covers more risks than your typical auto insurance would.

Compared with ordinary auto insurance, commercial trucking insurance needs to cover not just bigger risks, but a wider range of risks. The potential costs of damage to property and medical bills is higher simply because a truck can have a bigger impact in a collision. Meanwhile, you’ll also need to be covered for the potential loss of, or damage to, cargo.

The principles behind commercial truck policies are simple enough, but be prepared to answer a lot of questions about the type of people you have operating the trucks, the type of cargo they carry and the expected mileage during the year. Your policy could also depend on whether or not you operate across state lines.

Discounts may be available based on factors such as your staff holding commercial driver’s licenses, or your business being well-established. You should also check whether or not your policy includes state and federal filings, which are guarantees that your coverage meets specified standards. Having such filings may be necessary to get government contracts.

For more details on covering your commercial trucks, contact us today.

Let’s discuss your trucking insurance.

One of our insurance agents will reach out to you to review your information and present you with the appropriate trucking insurance solution. There’s no obligation, just good-old-fashioned advice.
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Dare Insurance Agency offers comprehensive trucking insurance throughout the Carolinas and Virginia including, Matthews NC, Weddington NC, Charlotte NC, Mint-Hill NC, Indian Trail NC, Monroe NC, Shelby NC, Waxhaw NC, Greensboro NC, Raleigh NC, Little River SC, Myrtle Beach SC and Union, Mecklenburg, Wake, Guilford, Brunswick and Horry counties.