A culture of doing the right things.

Anyone can promise great service, but not everyone can deliver it. At Dare Insurance Agency, we’ve built a culture around doing the right things. But don’t just take our word for it. Read these client testimonials to see exactly what we mean.

As an association professional, I am very confident in the things I need to do to run a successful organization. However, when it comes to insurance, I too must turn to a professional. That’s why for over 13 years I have turned to Dare Insurance Agency for all of our insurance needs. Anytime I have a question or concern about anything related to insurance for my associations, they are the first place I go and they are always willing to go above and beyond.

Jim ThompsonCapitol Hill Management Services

“I just wanted to say Thank you so much for all the help I have received from your company with my car insurance. Not only did you save me money, but you also worked with me to get the best coverage for my mom. You took the time to explain the coverage to me so that I understood what I was receiving. Your staff is very friendly and just as helpful. I look forward to doing business with you for many years to come.”

Sharon Dunne

“I have known the Dares, Steve and Steph, for over 20 years – meeting Steve at an early industry Insurance Seminar for Non-Profits. Steve was immediately impressive, informative, and forthright. I quickly engaged their firm for total insurance support and have not looked back since. Steve, Steph, and Team never fail to go the limit with consultation and research to help my National Association in our risk awareness and protection. We could not ask for better partners.”


“Dare Insurance has been BFA's insurance provider for many years. Over the years, Steve and Stephanie Dare Torrez (and their team) have always been easily accessible and very dependable. Anytime we have a policy question or need to file a claim, they are right there, ready and willing to give their time and expertise. Everyone knows that insurance coverage can be complicated and hard to understand. The team at Dare Insurance explains our coverage in a way that is simple and easy to understand, while also giving their advice on any gaps in coverage that they may see for our organization. We truly value and appreciate the level of service, expertise and friendship that we have gotten from the Dare Insurance Company for many, many years!”


“Since 2004 the agency (Dare Insurance) has continued to support me in getting good coverage, walking me through the steps of accidents, and most recently helping my son get insurance and his license when he moved to NC this year. We felt as if the support provided by Susan Marie and Lana were as if we were family. Not often in today's world do you find outstanding customer support like we did. Thank you so much!!!”

Ouida Watson

“Dare Insurance provides excellent customer service! The agents are friendly, easy to approach, and help us keep our customers satisfied with our current insurance information. Dare agents are so quick to respond with any requests, and we have a long-standing relationship with agents we trust, respect and appreciate.”


“We have been doing business with the Dare Agency for many years with our business and personal insurance needs. They are great to deal with. We had a boat claim last year as a result of Hurricane Irma. Susan was very helpful with getting that resolved for us. She has also been helpful in helping us with ways to save some money on our RV insurance. Great people!!!!!”

Joan Kelly

“Our non-profit association has multiple offices and classrooms where we teach best practices in safety to thousands of students annually. We also provide behind-the-wheel driver training to young adults, provide worksite safety consultation, and train onsite at companies across the Southeast. Dare Insurance works for us to provide the best policies and providers for our needs, within our budget, all while providing the best in customer service!”


“Dare Insurance is a GREAT Insurance Agency. Stephanie, Denise and Susan all of whom I have had the pleasure working with, are beyond helpful. They will go above and beyond anytime of the day, night or weekend. I couldn't ask for a better group of people, always eager to go the extra mile and get the lowest possible price for insurance. Whether it's personal insurance or business insurance, you can count on a lower price if available. Very personable and not just business orientated, they are like family!”


“Thank you to Denise and Dare Insurance for helping me with a claim. I found that the process was quick and your correspondence with me helped navigate on my end.”


“Dare Insurance performs a thorough review of your business or personal needs for insurance. Their staff is professional, knowledgeable, experienced and have a “can do” attitude. I know that I’m well protected with Dare Insurance.”

Jan McLaurin, CTC, DS

“Thanks so much for working with us and meeting all of our needs -taking me step by step through the process and explaining things thoroughly. I really appreciate everything.”


“Dare Insurance has been great to work with. They were able to find a very good set of policies for my very niche business, and at a reasonable cost. They know what questions to ask and care about getting you into the right insurance product. I could not be happier with their service.”


“Dare Insurance is always accommodating, available and friendly. I always get answers quickly and could not be more pleased with the amazing service I have received. It helps that Steph and her staff are very easy to talk with and very professional. Rest assured Dare will work to find you the best coverage and prices available for your business. I highly recommend them!!”


“I started my business last year from scratch and Dare Insurance (Stephanie) helped us in many ways starting with great rates as a new business, offering financing through many companies and always looking for better rates. (Stephanie) even recommended us to other companies to facilitate and help with other stuff that was out of Dare Insurance’s specialty. Thank you, Stephanie and thank you Dare Insurance Agency.”